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Compare cruise casino programs

Pick two or three cruise lines to see their games, smoking rules, rewards and fees together, or use the detailed view to see all ten at once.

Which line fits your style?

Start from the way you like to play, then compare the lines that fit.

Want a smoke-free casino?

Celebrity, Margaritaville and Explora have non-smoking casinos, and Virgin Voyages keeps smoking to a small separate room. Holland America's Noordam and Zuiderdam are smoke-free too.

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Chasing big tournaments?

Carnival runs $1 million slot tournaments on set sailings, and Norwegian has its "$1 Million Takeover" on Norwegian Joy in December 2026.

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Like onboard credit?

Casinos At Sea Rewards gives tiered onboard credit from $75 up to $1,000, and Sea Roller Rewards adds free play every voyage from Superstar up.

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Want the biggest casino floors?

Royal Caribbean's Oasis and Icon class ships, including the new two-level casino on Legend of the Seas, are among the largest at sea.

Live in the UK?

Royal Caribbean runs separate Club Royale offers for UK residents. MSC sails from Southampton with spending in pounds, though its casino program is US-focused. NCL says its casino offers must be booked in USD.

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Cruise once and play hard?

MSC's Dream Points and Princess's Sea You Soon offers work one sailing at a time, so a big week can earn a free future cruise without building status over a year (reported thresholds).

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Want free drinks while you play?

Margaritaville serves every Players Club tier, and Explora includes drinks in the fare. Elsewhere you'll need a tier or points total. See who qualifies →

Not sure? Tell us how you play and the rewards finder ranks all ten programs for you.

Find your casino match

Detailed view: all ten lines

Earning rates, tiers, fees for charging play, UK rules, age limits and smoking for every cruise line we cover, in one table.

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Cruise lineRoyal CaribbeanCelebrityCarnivalNorwegian (NCL)Virgin VoyagesMSCPrincessHolland AmericaMargaritavilleExplora
Casino and games
Casino nameCasino RoyaleThe CasinoNo fleetwide brandCasinos At SeaThe CasinoShip-named casinosPrincess CasinoCasinoMargaritaville CasinoThe Casino
Slots fleetwide6,000+2,500+Not published4,800+115–160 per ship2,000+Not published (227 on Sun Princess)Not publishedNot published18 on Explora I (reported)
Smoking and age
SmokingAllowed, with non-smoking areasSmoke-freeMostly allowed; non-smoking rooms on 15 shipsAllowed for players; separate rooms on Bliss, Joy, EncoreNon-smoking, small smoking roomVaries by ship; smoking rooms on manyNon-smoking except designated slots (reported)Smoke-free on Noordam & Zuiderdam; designated areas elsewhereNon-smokingNon-smoking
Gambling age18+ (21+ Alaska)18+ (21+ Alaska)18+18+ (21+ for rewards)18+ ships (21+ Alaska)18+ (21+ Alaska)18+18+18+Not published
Rewards and earning
Rewards programClub RoyaleBlue Chip ClubCarnival Players ClubCasinos At Sea RewardsSea Roller RewardsDream PointsPrincess Players AdvantageHolland America Players ClubCasino Players ClubNone
Slots: $ per point$5$5$2$5$5$3 (reported)$2 (reported)$2Not published—
Video poker: $ per point$15$15$5$10$10$3 (reported)$5 (reported)$5Not published—

Points aren't worth the same everywhere. "$ per point" is how much play earns one rewards point. Lower means faster earning, but what a point buys differs between programs, and table play is rated differently everywhere, so the fastest rate isn't automatically the best deal. Compare the tiers and what they unlock too.

Program yearApr 1 – Mar 31Aug 1 – Jul 31No public tiersApr 1 – Mar 31May 1 – Apr 30Per sailing (no carry-over)Per cruise (points reportedly reset)No public tiersOct 1 – Sep 30—
TiersChoice · Prime · Signature · MastersPearl · Onyx · Amethyst · Sapphire · Sapphire Plus · RubyInvitation-based (Premier, Ultra, Elite…)Pearl · Sapphire · Ruby · EliteShowstopper · Star · Superstar · Idol · LegendFree-cruise levels by cabin typeSea You Soon offers each cruise; VIP by invitationInvitation-based (VIP, Ultimate Games, Prestige…)Bronze · Silver · Gold · PlatinumNone
Top tier starts at100,000 pts150,000 pts (reported)By invitation100,000 pts75,000 pts45,000 pts in one sailing (reported)By invitation (Diamonds)By invitation15,000 tier pts—
Paying and fees
Pay withSeaPass cardSeaPass cardSail & Sign cardKey cardThe BandMSC cruise cardMedallionCabin card, Player Bank or cashNot published (one review says cash only)Not published
Charge play to your accountYes. $3 per transfer below Prime; waived at Prime+Yes, up to $10,000/day with a fee; waived at Onyx+Yes. Fee not published (older reports: ~3% at tables)Yes. Fees waived up to $600–$1,500 at Sapphire+Yes. ~7% fee reported; waived at Superstar+Yes. No added fee reported (US)Yes. No fee reported by playersYes. Fees not publishedNot publishedNot published
UK players
UK residentsUK offers available (separate UK terms)Offer terms cite US/Canada residentsNot stated (Fun Match is US-only)Offers booked in USD, not via UK officeNot statedNot stated; program is US-focusedUK site describes the program; eligibility not statedOffers for US, DC and Canada residents onlyNot stated; US sailings onlyNo casino program
Sails from the UK (2026–27)Southampton (Liberty 2026, Freedom 2027)Southampton (Apex)Dover (Legend 2026, Miracle 2027)SouthamptonPortsmouth (3 sailings, Aug 2026)Southampton (Preziosa, Virtuosa)Not covered yetNot covered yetNo (Florida, Texas from Oct 2027)Not covered yet

Carnival and Holland America don't publish points tiers and invite players instead, Margaritaville doesn't publish its earn rate, and Explora has no casino program.

Checked Last checked October 11, 2026. Each cruise line page lists its sources.